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4 cd rates
4 cd rates







You can also join if you live with a Navy Federal member, or if you are a Department of Defense civilian personnel or contractor. What to look out for: You or a family member must have ties to the military for you to become a member of Navy Federal. Interest for 5-year CD: 0.90% to 0.95% APYĥ-year CD early withdrawal penalty: 180 days interest Navy Federal compounds your interest daily like most banks would, unlike many credit unions that compound monthly. For its 5-year term, early withdrawal penalties are lower than what many institutions charge. Why it stands out: Navy Federal Credit Union pays higher rates for higher balances, but its APY is competitive regardless of the term you choose. Interest compounded monthly, paid monthly.Early withdrawal penalty of 90 days dividends for terms of 3 months to 1 year 180 days dividends for terms of 1 year to 5 years 365 days interest for terms of 6 and 7 years.247 branches worldwide, including on select military bases.Join Navy Federal Credit Union as an active military member, military veteran, Department of Defense employee/retiree, or family member of any of the aforementioned groups.Depending on your balance, this may or may not make a significant difference. What to look out for: Membership is available for residents of several Georgia counties, as well as for employees of numerous companies, members of specific associations, and family members of current Delta Community members.Īs with many credit unions, your interest is compounded monthly rather than daily, which will limit how much wealth you build. If you need to withdraw funds before your CD matures, its penalties are lower than what most institutions charge.ĥ-year CD early withdrawal penalty: 270 days interest Why it stands out: Delta Community Credit Union pays competitive rates. Read Our Review Read Our Review A looong arrow, pointing right Interest is compounded monthly and paid monthly.Early withdrawal penalties ranging from 60 to 270 days interest.Term lengths of 6, 12, 24, 36, or 60 months.Membership depends on employer/association membership or you can be a resident of certain counties in Georgia or have a family member who is already a member.

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Free shared branches and ATMs around the US in the CO-OP Shared Branch Network.Credit union with 27 branches in Metro Atlanta, Georgia 1 branch in Kentucky, Texas, and Utah.







4 cd rates